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Claims Management – The Way Forward

Claims Management – The Way Forward

I still remember one of the Claims Presentation I had attended way back in 2005. The first slide was “Pay the Claim, if you Can”. I am also a firm believer in this approach. As an Insurance Professional with more than 25 years of experience, my approach to the Claims...
Bima Claim – Your Claim Advisor

Bima Claim – Your Claim Advisor

Indian Insurance Industry is 15th Largest in the World. Gross premium booked in Non Life Segment is INR 96,400 crores during 2015-16. Non-Life Insurance Sector registered impressive CAGR of 17.6% from FY10 to FY15. (Ref: EY Report on 2025 Vision) Low penetration rate...
Clients Duty of Disclosure

Clients Duty of Disclosure

We draw your attention to the Duty of Utmost Good Faith. This Duty applies to you whenever you arrange for an insurance cover. The Duty involves you disclosing to the Insurer(s) all facts that are known to you, which are material to the risk for which you are asking...
Special Features of Claims

Special Features of Claims

Product Liability claim: Whether the product is covered under the policy Whether the quality control measures as prescribed is adopted Whether manufacturing defect in product is established Whether specific instructions for use given by Insured. Specialists/Experts...
Effective ways to handle Claims

Effective ways to handle Claims

Liability claims: Do not make any payment, make any compromise, commitment or enter into agreement with any claimant without insurer’s approval. Any agreement with any third party who have made or likely to make monetary claim /seek compensation from  the insured...